Planning tools for wealth advisors.

Sextant Risk builds focused tools that turn a client's accounts, income and spending into a clear plan for the year.

Advisor sign in Available by invitation.

The Withdrawal Waterfall

Enter a client's accounts, income and spending. The tool lays out this year's withdrawals in order, with the tax each step causes.

Required distributions first, then the accounts that keep the client inside the tax bracket you set.

Federal, state and local tax on the withdrawals, with Medicare premium thresholds flagged before they are crossed.

The room left in the bracket once spending is covered, shown as a separate step to confirm.

Built for firms with a compliance team.

No client identifying informationAdvisors save clients by nickname. No names, account numbers or birthdates.
Each advisor sees only their own clientsThe database enforces it, not just the screen.
Invitation onlyAdvisors sign in with a one-time passcode (OTP) sent to their work email. There are no passwords.
Deleted on scheduleWhen access ends, saved clients are kept for 60 days, then deleted.
Built so we never need client detailsThe math runs in the advisor’s browser. What’s saved is a nickname and numbers, so nothing we hold identifies a client.